Stress

  • The Secret of Contentment

    By Tim Howington Hey, want to know a secret? Promise not to tell anyone? As I write this article, I’m broke.  I am so broke I can’t pay attention.  I am staring at a pile of bills that I can’t… Continue reading

    The Secret of Contentment
  • Do You Have a Working Spending Plan (Budget)?

    The plans of the diligent lead to profit as surely as haste leads to poverty- Proverbs 21:5 A few years ago, Gallup released a poll that said one in three Americans prepare a detailed household budget.  When you compare that… Continue reading

    Do You Have a Working Spending Plan (Budget)?
  • Curb Spending in a Crisis

    If your family lost all your income, how much money does your family need to pay all your bills? This is an important number. This is your “Survival Budget Number.” This can give you hope or a target to shoot… Continue reading

    Curb Spending in a Crisis
  • think about such things

    by Tim Howington I am a thinker.  Or at least I think I am.  Descartes says, “I think therefore I am”, so I guess I am.  I am an engineer at heart, my degree is in computer science engineering (linear… Continue reading

  • Freedom 5:one Ministries Financial Hotline- Coronavirus

    Trouble shows up in a variety of way.  Every kind of trial has it’s own unique set of challenges.  Coronavirus is not only scary because of the obvious threats to our health.  But, it also has the potential to effect… Continue reading

  • Chapter 9- Can I Trust Him?

    by Tim Howington Chapter 9  Can I Trust Him?  The long and the short of it is simply an issue of trust.  Can you and I trust God?  Can you trust Him to make all things work out for good… Continue reading

  • Chapter Eight- Refreshed by Generosity

    By Tim Howington Chapter Eight  Refreshed by Generosity  I don’t think she even understood how desperate our plight had become.  Not just in terms of money but more importantly morale.  Hundreds of prayers seem to be bouncing off the ceiling… Continue reading

  • Chapter Seven- Give Me My Portion

    by Tim Howington Chapter Seven  Give Me My Portion God is great, beer is good and people are crazy.  This is the chorus to one of my favorite country songs.  The story line of the song is about two guys… Continue reading

  • Chapter Six …but is He Willing?

    by Tim Howington Chapter Six  …but is He Willing? It is Mother Day weekend in Rogers and I just spent an hour or so with my Mother-in-law in the rest home. She has a bad case of Alzheimer’s and she… Continue reading

  • Chapter Five-God is Able…

    by Tim Howington Chapter Five  God is Able… I am not sure how you manage your difficult financial times but I have a tendency to check the mailbox a lot.  Gone are the days of God providing manna from heaven… Continue reading