budgeting

  • Are you SAVING for the Future?

    There is precious treasure and oil in the dwelling of the wise, but a foolish man swallows it up. – Proverbs 21:20 Where do you spend most of your time focused on?  The past, the present or the future.  I… Continue reading

    Are you SAVING for the Future?
  • Are you Reaching your GIVING Goals?

    Now this I say, he who sows sparingly will also reap sparingly, and he who sows bountifully will also reap bountifully. Each one must do just as he has purposed in his heart, not grudgingly or under compulsion, for God… Continue reading

    Are you Reaching your GIVING Goals?
  • Do You Have a Working Spending Plan (Budget)?

    The plans of the diligent lead to profit as surely as haste leads to poverty- Proverbs 21:5 A few years ago, Gallup released a poll that said one in three Americans prepare a detailed household budget.  When you compare that… Continue reading

    Do You Have a Working Spending Plan (Budget)?
  • The Blessing of Being Paycheck to Paycheck This Christmas

    by Tim Howington I lift up my eyes to the mountains— where does my help come from?  My help comes from the Lord, the Maker of heaven and earth. Psalm 121 I made a $500 mistake in my checkbook. Not good.  At… Continue reading

    The Blessing of Being Paycheck to Paycheck This Christmas
  • 7 Financial Ideas for Weathering a Crisis- Intro

    Crisis come in all shapes and sizes.  As I write this, the whole world is experiencing the Coronavirus Pandemic.  We are all huddled at home watching the news trying to figure out when the government is going to give us… Continue reading

    7 Financial Ideas for Weathering a Crisis- Intro
  • Survival Budget

    If you are in a financially difficult time and  would like to have us put together a simple spending plan for you click here to fill out our Survival Budget survey.  Our coaches will send your plan back to you in 2-3 business days.… Continue reading

  • Your Year End Giving Makes a Difference!

    This time of the year many of us are evaluating our generosity goals for the year.  People who study generosity say that 31% of all giving happens in the month of December 12% of all giving happen in the last… Continue reading

  • How Much Car Can You Afford?

    It happens every year.  I see the pristine Christmas scene and the doting husband who takes his unsuspecting wife outside with her hands over her eyes and surprises her with a new car.  You know the one with the big… Continue reading

  • You can still Pay for Christmas with Real Money

    “It’s the most wonderful time of the year…for the credit card companies.  There is much jingle belling and hearts will be telling of credit galore.  It’s the happiest season for more.”  Ok, so I reworded the old classic Carole.  But… Continue reading

  • How Much is Too Much House?

    I wasn’t sure if he was going to have a nervous breakdown right there at my desk or not.  He kept saying over and over, “But they said that I could afford it.”  His wife looked at me with pleading… Continue reading