Signs of a Healthy Financial System: Do You Have a Good Plan?

We all grow up dreaming of a Wonderful Life. Family and friends who love us. Good job. Nice house. Plenty of food. Enough money to take care of our needs and even some of our wants. When I got married one of my friends was asked to give us marriage advice. His advice was classic. “Tim, give Terri everything she wants.” “Terri, only want what you need.” I can still remember his wife catcalling from the background about his bad advice. But, behind his playful banter was a principle. And the principle is this; for a family to be successful the family has to be on the same page and have a plan. Particularly in the area of money. Nothing will challenge a marriage more than how to manage the family resources. Continue reading “Signs of a Healthy Financial System: Do You Have a Good Plan?”

Free Book

how to manage yourself when there is no money to manageFor a limited time, we are offering a free copy of Tim Howington’s best selling book How to Manage Yourself when there is No Money to Manage.  We say best selling tongue in cheek since Tim has written two books and this one has sold more than the other.  Seriously though, this book is geared for families who are dealing with a difficult financial situation and are looking for a Biblical way to manage their hearts in a stressful time.  It is also available at Amazon if you prefer to read on your kindle. Continue reading “Free Book”

Balance Your Checkbook Please!

There was a day in the not so distant past where balancing your checkbook was a given. Before the days of the debit card and electronic banking, it was pretty important to make sure that you agreed with the bank about how much money you had. The bank would snail mail your statement and then you would painstakingly check off the bank charges, bank interest, the checks that had cleared, and the deposits that had cleared and then figure out what was still outstanding. Every month like clockwork. But not these days. Continue reading “Balance Your Checkbook Please!”

Is Your God Big Enough for Your Money Troubles?

Last night my son exposed me to the biggest star that science has discovered to date. The name of the star is VY Canis Majoris. Before I begin to spew my Astronomical ignorance or steal the thunder from the video we have embedded, let me just say that this star is huge. Even the name, Canis (dog) Majoris (big), implies the girth of this big dog star. The picture shows its size as compared to the earth’s orbit around the sun. I see this and all of a sudden I am struck with the immensity of our God and the finiteness of myself. Our God literally spoke a word and the universe came into play including Canis Majoris. Continue reading “Is Your God Big Enough for Your Money Troubles?”

Rocking the Financial Roles

One of my favorite marriage books of all time is Robert Lewis’ Rocking the Roles. Coming from a divorced home where there was a definite disconnect from Biblical roles in marriage, I was hungry for someone to tell me what the blueprint was supposed to look like. Lewis does exactly that in that he describes the Biblical role of the man as the head of the home (said another way as the leader of the home) and the Biblical role of the wife as the helper of the home (said another way as the heart of the home) (Ephesians 5). These roles describe a complimentary set of ideals where the husband fights off his inclination towards passivity and actually provides proactive, loving, servant leadership. While the husband is learning to lead the wife is fighting her own battle to fight off her own inclination to want to take control of her environment. She has to learn to trust him. He has to learn to honor her in her role. It is a thing of beauty when done right. Continue reading “Rocking the Financial Roles”

When should my missionary get a raise?

Have you ever supported someone or some ministry for a long time at the very same amount? When I was on staff with a student ministry we had many families who locked into their $25 a month for 10 plus years. Now don’t get me wrong I appreciated their faithfulness, but someone who is that committed to our ministry has a lot of time, prayer and energy toward seeing us be successful. True partner kinda of folks. And I always wondered why they didn’t consider increasing over time. For some of them I don’t think it every crossed their mind. Now maybe I should have chatted with them about considering raising their support, but I didn’t always. What the point you ask? Continue reading “When should my missionary get a raise?”

Is it possible to be completely debt free?

chains-break-free-freedom-600x477Have you ever considered what it would feel like to be completely out of debt?

  • No mortgage payments.
  • No car payments.
  • No school loan payments.
  • No consumer loan payments.
  • No medical debt payments,
  • No personal loans.
  • Nothing.  Notta. Zilch.

What does that feel like? Freedom? Liberation?  Continue reading “Is it possible to be completely debt free?”