spending plans
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Do You Have a Working Spending Plan (Budget)?
The plans of the diligent lead to profit as surely as haste leads to poverty- Proverbs 21:5 A few years ago, Gallup released a poll that said one in three Americans prepare a detailed household budget. When you compare that… Continue reading
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Curb Spending in a Crisis
If your family lost all your income, how much money does your family need to pay all your bills? This is an important number. This is your “Survival Budget Number.” This can give you hope or a target to shoot… Continue reading
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How Much is Too Much House?
I wasn’t sure if he was going to have a nervous breakdown right there at my desk or not. He kept saying over and over, “But they said that I could afford it.” His wife looked at me with pleading… Continue reading
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Do You Have a Wonderful-Life Financial Plan?
We all grow up dreaming of a Wonderful Life. Family and friends who love us. Good job. Nice house. Plenty of food. Enough money to take care of our needs and even some of our wants. When I got married… Continue reading
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Signs of a Healthy Financial System: Generosity
Warren Buffett is known for his one-liners and one of his most memorable ones is about financial mismanagement. He says, “You only find out who is swimming naked when the tide goes out!” By that I think he means that… Continue reading
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Signs of a Healthy Financial System: Do You Have a Good Plan?
We all grow up dreaming of a Wonderful Life. Family and friends who love us. Good job. Nice house. Plenty of food. Enough money to take care of our needs and even some of our wants. When I got married… Continue reading
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Rocking the Financial Roles
One of my favorite marriage books of all time is Robert Lewis’ Rocking the Roles. Coming from a divorced home where there was a definite disconnect from Biblical roles in marriage, I was hungry for someone to tell me what… Continue reading
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Are Students doing the Math on School Loans?
We see it every day. College graduates (some of them not so recent) saddled with the repayment of school loans that is quite frankly eating their lunch. It is becoming apparent to me that we are not doing a good… Continue reading
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Is it possible to be completely debt free?
Have you ever considered what it would feel like to be completely out of debt? No mortgage payments. No car payments. No school loan payments. No consumer loan payments. No medical debt payments, No personal loans. Nothing. Notta. Zilch. What… Continue reading
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Should I Buy Stuff I Can’t Afford?
SNL-dont buy stuff you cant afford from Dean Francis on Vimeo. Continue reading

